Investment Property Loans.

Lending structured around your long-term plans, from a first investment property to a growing portfolio.

We help you structure your lending around your long-term plans.

An initial conversation

We learn about your goals, finances and timeframe, in person, by phone or by video.

Fact Find

We aim to understand your situation first and then proceed from there. Together we go through your details, income, assets, debts and monthly expenses, and the loan features that matter most to you.

A considered comparison

Your Broker will research the market to verify lender policy against your situation and requirements. The best options will be short-listed, and comparable rates, fees, costs and terms will be communicated and offered to you to consider, ask questions, and then choose.

Application, managed

We prepare and lodge your application and liaise with the lender on your behalf.

Settlement and beyond

We keep you informed through to settlement, and review your loan as your needs change.

Interest-only or principal and interest?

Interest-only repayments cover just the interest for a set period, so repayments are lower at first, but the loan balance is not reduced during that time. Principal and interest repayments reduce the balance over time.

Loan structure

How loans and security are structured across your properties can affect your flexibility later. We explain the options before you decide.

Rental income and tax

Lenders assess rental income in different ways, and the tax treatment of an investment property depends on your circumstances. Please speak with your accountant or tax adviser about tax.