Refinancing.

A considered review of your current loan against the market, to see whether a better rate, a different structure or access to equity is available.

We help you review your loan and see whether you could save money.

An initial conversation

We learn about your goals, finances and timeframe, in person, by phone or by video.

Fact Find

We aim to understand your situation first and then proceed from there. Together we go through your details, income, assets, debts and monthly expenses, and the loan features that matter most to you.

A considered comparison

Your Broker will research the market to verify lender policy against your situation and requirements. The best options will be short-listed, and comparable rates, fees, costs and terms will be communicated and offered to you to consider, ask questions, and then choose.

Application, managed

We prepare and lodge your application and liaise with the lender on your behalf.

Settlement and beyond

We keep you informed through to settlement, and review your loan as your needs change.

Weigh the costs

Switching can involve discharge, application and other fees, and possibly break costs on a fixed rate. These are worth weighing against any saving.

Look beyond the rate

A lower rate is only part of the picture. Loan features, fees and the comparison rate all affect the real cost of a loan.

Your term and balance

Refinancing onto a longer term can lower your repayments, but may mean paying more interest overall. We help you see the trade-off.