Residential Home Loans.

Your first home or your next, with borrowing power, loan features and every step to the keys made clear.

We help you work towards your home and look for ways to save on your home loan.

An initial conversation

We learn about your goals, finances and timeframe, in person, by phone or by video.

Fact Find

We aim to understand your situation first and then proceed from there. Together we go through your details, income, assets, debts and monthly expenses, and the loan features that matter most to you.

A considered comparison

Your Broker will research the market to verify lender policy against your situation and requirements. The best options will be short-listed, and comparable rates, fees, costs and terms will be communicated and offered to you to consider, ask questions, and then choose.

Application, managed

We prepare and lodge your application and liaise with the lender on your behalf.

Settlement and beyond

We keep you informed through to settlement, and review your loan as your needs change.

Fixed, variable or split?

A fixed rate holds for a set period, usually one to five years, although some lenders do offer longer terms. A variable rate can move up or down. A split loan fixes part of the balance and leaves the remainder variable.

Features that suit you

An offset account is linked to your home loan, and its balance reduces the amount on which interest is charged. Loans with more features can cost more, so a simpler loan can offer better value.

The comparison rate

A single figure that combines a loan’s interest rate with most of its fees, so you can compare the true cost of different loans.