Personal Loans.
Finance for a car, renovation or other personal needs, with options compared across our panel of lenders.
We help you compare personal loan options with clear, plain terms.
Connect with a Broker
Finance for renovations, from a kitchen update to a new bathroom, an outdoor area or landscaping. We can compare lenders and structure the loan to suit your project.
Finance for new and used vehicles. We compare lenders’ rates, terms and features so you can choose a loan that suits your budget.
Finance to help with medical, dental and other health costs. We can talk through the options available and what lenders may require.
Finance for installing solar panels and other home energy upgrades. We look at how the repayments fit with your household budget.
Combine credit cards, personal loans and other debts into a single loan. We can compare lenders and look at whether one repayment suits your budget.
Personal loan repayments.
Illustrative and general information purposes only. Monthly repayments are estimated on a principal and interest basis and exclude fees and upfront costs. Rates may change over the term of the loan. Not credit advice.
Terms, features, interest rates, fees and upfront costs can vary between lenders – banks and non-bank lenders. The term of a personal loan usually ranges from 1 - 7 years. Secured lending can provide a more competitive rate than an unsecured loan, and generally at a higher loan amount. It is important to sit down with a broker to find out if a personal loan is the best solution for you to meet your needs.
Terms and information listed is general information only and not credit advice. Rates, terms, and lender criteria changes often and can change without notice. Goods purchased by way of a personal loan can and do often depreciate in value and can be worth less than what you paid for them plus the interest and other charges.
From first conversation to settlement.
An initial conversation
We learn about your goals, finances and timeframe, in person, by phone or by video.
Fact Find
We aim to understand your situation first and then proceed from there. Together we go through your details, income, assets, debts and monthly expenses, and the loan features that matter most to you.
A considered comparison
Your Broker will research the market to verify lender policy against your situation and requirements. The best options will be short-listed, and comparable rates, fees, costs and terms will be communicated and offered to you to consider, ask questions, and then choose.
Application, managed
We prepare and lodge your application and liaise with the lender on your behalf.
Settlement and beyond
We keep you informed through to settlement, and review your loan as your needs change.
Choosing a personal loan.
Secured or unsecured?
A secured loan is backed by an asset such as a car, and an unsecured loan is not. Rates and terms can differ between the two.
Look at the total cost
Compare more than the repayment. The rate, fees and loan term all affect what you pay overall.
Repayments that suit your budget
A longer term lowers each repayment but usually means more interest overall. We help you find a balance that suits your budget.
General information only. It does not take into account your objectives, financial situation or needs, and is not credit advice.